Best Loan Program - Mortgage Loan Information

Find out what mortgages are available and best suited for you.

Some of the loans we offer

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VA Loan

Zero down for veterans

A VA Mortgage Loan is a loan that is guaranteed by the United States Department of Veteran’s Affairs- also referred to as the VA. This is a program that was enacted in 1944 by the US Government to assist the service members who were returning home in purchasing a home without the requirement of stellar credit or a down payment. Over the years, this mortgage program has processed over 22 million loans to assist both active and retired military members and their families to purchase a home or refinance a current mortgage.

FHA Loan

Low down payment

An FHA Mortgage Loan is a loan that has been insured by the Federal Housing Administration or FHA. These types of loans are extremely popular among those who are buying their first home because they allow a 3.5 percent down payment and for credit scores that are at least 580.

USDA Loan

Zero down in the rural areas

The USDA Mortgage Loan is a loan that offers zero-down for suburban and rural areas. These loans are issued through the United States Department of Agriculture Rural Development Guaranteed Housing Loan Program.

Conventional Loan

5%+ Down

A Conventional Mortgage Loan is not guaranteed or insured by the Federal Government. A conventional loan conforms to the limits put into effect by Fannie Mae and Freddie Mac. Conventional loans can either have an adjustable or a fixed rate. A conventional loan will have a term of 10 to 30 years – and can be used for a primary residence, 2nd home or investment property.