Landmark Professional Mortgage Katy Canales Specializing in Oregon Home Loans, Refinance Loan and Home Loan Solutions Salem Oregon

Salem, Oregon Real Estate Loans
Oregon Home Equity Mortgage Loans
Oregon Construction and Remodeling Loans
Debt Consolidation Equity Loans

FHA Loans  -  ODVA Zero Down Loans
100% Loans on USDA Rural Development
Construction Lending in Oregon
Residential Investment Loans in Oregon

No Down VA Loans 
Equity Refinance Loans Oregon
1st Time Home Buyer Loans
2nd Home Mortgage Loans 

Katy Canales
Loan Consultant
Salem Oregon Since 1991

NMLS ID #270783 - NMLS CO ID #399162

Direct
(503) 385-4046
 

Office Location
12th and Lee
Call me f
or the best home loan programs in Oregon!
Office Address
1255 Lee St SE,
Suite #200
Salem, OR 97302

(503) 581-8100 Office
(503) 763-2151 Fax

 

 
 

      

Telephone
(503) 581-8100

Katy Canales

Fax
(503) 763-2151

I truly enjoy my job, but also love spending time with my husband and family, especially my two daughters, Madelin and Emma. I also take great pleasure in my role as a Kindergarten Sunday school teacher.
 

Become a Homeowner with a
Down-Payment Assistance Grant
The National Homebuyers Fund, Inc. (NHF) offers the Platinum Program to help low-to-moderate income borrowers become homeowners!  If your wish is to own a home, you may be eligible to receive down-payment assistance through the National Homebuyers Fund. 

  • Receive down-payment assistance of up to 5% of the loan amount for Conventional or FHA government insured loans

  • Funds must be used for down-payment and/or closing costs.

  • 30 Year, Fixed-Rate mortgage.

  • Borrower must occupy home as primary residence.

  • Available for purchase of both new and existing homes.

  • Program is not limited to first-time homebuyers.

Contact me to learn more!
503-385-4046

 

Katy Canales, Offers Integrity, and Dependability, Plus a Real Can-do Attitude!

I have been a Loan Consultant with Landmark Mortgage Co. since 1991 and now we are Landmark Professional Mortgage Company!

My dedication has always been to provide the highest level of personal service to assist with my client's home purchase loans, or refinance needs.

As a genuine advocate of homeownership, I focus on taking care of each client as though they are family and remain fully committed to providing the most competitive financing options available.

Lowest Interest Rates 
Flexible Loan Programs
Fast & Easy Loan Processing

You'll be amazed at how quickly and simply the loan process moves. Before you know it, I'll have assisted you in obtaining a mortgage that suits your lifestyle needs and saves you money.

During the loan-application process, I'll provide you with regular updates and you can contact me at any time.

We can do HomePath financing! Check available homes on their website at www.HomePath.com. Only 3% down for owner-occupied homes and 10% down for investment properties. No appraisal and no mortgage insurance!  Call me for info!


Veterans, we really thank you!

Call to find out more about the VA & ODVA Loans that offer veterans better rates than conforming rates, 100% financing, no mortgage insurance payments, waiver of funding fee, if disabled, and leniency on credit issues if you've had bankruptcy, foreclosure, collections, charge-offs, etc.
VA LOANS ARE A WAY TO SAY THANK YOU TO OUR VETERANS FOR SERVING AMERICA!

LET'S GET STARTED ON YOUR VA LOAN ― You'll be amazed at how quickly and simply the loan process moves. Before you know it, I'll have assisted you in obtaining a mortgage that suits your lifestyle needs and saves you money. I'll do everything I can to make your Oregon home loan process easy! 

Call me at (503) 585-1105 Ext. 117

 

View Client Testimonials

"Founding Member" Award
Salem Downtown Networkers since 1998

 

Overview of the Loan Process


Note: The process that follows, assumes the borrower(s) will be approved for the loan.

Determine how much you can borrow.
I can help you find out how much home you can buy, even before you begin looking. Once you've answered a few simple questions, I'll calculate your buying power, based on standard lender guidelines.

Important Note:
Do not allow anyone to obtain free credit reports for you. These reports will have to be obtained later anyway, and each time they are obtained it may lower your "credit-risk score"! This score is extremely important to your overall credit evaluation in the underwriting process for your mortgage loan.

 Pre-Qualify and save money.
To complete the pre-qualification step, you'll need to supply some brief information about employment, assets, etc. I'll contact you for authorization to obtain your credit report. Once this information is reviewed, I'll issue your Pre-Qualification Letter, which gives you the clout of an "all-cash" buyer. As you begin looking for a home, I'll start searching for the best loan to meet your specific needs and your you or your Real Estate Agent can use your Pre-Qualification Letter to negotiate the best deal for you.

Apply Now! Getting started is easy.
When you've selected a property and have a contract with the Seller, the next step is to complete your loan application, which can easily be done. At the appropriate time a property appraisal will be ordered for you.

Just call or email me!  (503) 581-8100 katy@landmarkprofessional.net

Your Loan - Approved and Funded!
You or your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. I will coordinate the loan portion with the escrow team and you'll sign the final papers at their office. Simple, Straightforward, Cost Effective, and FAST! 
 

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Oregon Loan Process Overview  |  Client Testimonials  Basic Mortgage Calculator  |  Email Katy Canales

 

Last updated on 01/11/2016  All Rights Reserved 2007-2016 

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